- 19368 Fraser Hwy, Surrey, BC, V3S 6K6, Canada
- 1530 Boundary Rd, Burnaby, BC V5K 4V4, Canada
- 604-510-5060
A: We finance every score. Prime lenders want 680+. Subprime covers 550-679. Bad credit partners work below 500 including post-bankruptcy and consumer proposal. Newcomers with no score qualify through immigration programs. Your score affects the rate, not the approval. Pre-approve in 60 seconds — no credit impact.
A: Prime: as little as $0 on vehicles under $50K. Subprime/bad credit: 10-20%. Exotic over $100K: 15-30%. Every deal is individual — we give exact numbers after pre-approval.
A: Yes. We’ve financed hundreds of post-bankruptcy and consumer proposal buyers in Surrey and the Fraser Valley. Subprime lenders evaluate current income and employment — not just past credit. Call (604) 510-5060.
A: Lenders evaluate employment and income instead of Canadian credit. PR, work permit, student visa all qualify. Need valid ID, immigration docs, proof of income, Canadian bank. Visit New To Canada
A: Prime: 5.99%-8.99%. Subprime: 9.99%-14.99%. Bad credit: 14.99%-19.99%. Exotic varies. Get pre-approved for your actual number.
A: Yes. Exotic financing up to $350K+ through specialized high-value vehicle lenders. Down payments 15-30%. We’ve financed Porsche Cayenne to Lamborghini Urus S in Surrey.
A: Pre-approval: 60 seconds. Finance team callback: within hours. Same-day drive-home possible. Complex files: 24-48 hours.
A: Limited lease-to-own options on certain pre-owned models. Contact (604) 510-5060.